Xero logoXero
vs
QuickBooks Online logoQuickBooks Online

Xero vs QuickBooks Online

Verdict

QuickBooks wins in the US for its feature depth and accountant network; Xero wins for unlimited users and a cleaner experience, especially outside the US. Choose QuickBooks for US bookkeeping with an accountant, Xero for multi-user teams and value.

Feature & pricing comparison

Comparison
Rating4.44.4
Starting price$20/mo$35/mo
Pricing modelPaidPaid
API available
Best forSmall businesses & startupsSmall businesses & accountants
Unlimited users
Bank reconciliation
Invoicing
1000+ app integrations
Financial reports
Invoicing & payments
Expense tracking
Payroll add-on
Accountant access
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Which should you choose?

Pick QuickBooks for US accounting and accountant collaboration
Pick Xero for unlimited users and a modern interface

Xero

Pros

  • Unlimited users
  • Clean modern UI
  • Great app ecosystem

Cons

  • Entry plan caps invoices
  • US payroll via partners

QuickBooks Online

Pros

  • Most complete feature set
  • Huge accountant network
  • Strong reporting

Cons

  • Pricey as you add features
  • Can feel complex

Frequently asked questions

Is Xero better than QuickBooks Online?+

QuickBooks wins in the US for its feature depth and accountant network; Xero wins for unlimited users and a cleaner experience, especially outside the US. Choose QuickBooks for US bookkeeping with an accountant, Xero for multi-user teams and value.

Which is cheaper, Xero or QuickBooks Online?+

Xero starts at $20/mo, while QuickBooks Online starts at $35/mo.

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