Visit Xero
From $20/mo
Xero is beautiful cloud accounting with unlimited users, best for Small businesses & startups. It is a paid tool starting at $20/mo, rated 4.4/5 across 8,700 reviews — #4 of 5 accounting tools we track.
Overview
Xero is a modern, design-forward accounting platform popular outside the US, with unlimited users on every plan and strong bank reconciliation and app ecosystem.
Key features
- Unlimited users
- Bank reconciliation
- Invoicing
- 1000+ app integrations
- Financial reports
Pros & cons
Pros
- Unlimited users
- Clean modern UI
- Great app ecosystem
Cons
- Entry plan caps invoices
- US payroll via partners
Integrations
StripePayPalHubSpotGustoShopify
Pricing
Full pricing details →How Xero compares
| Measure | Xero | Category average |
|---|---|---|
| Rating | 4.4/5 | 4.4/5 |
| Starting price | $20/mo | $27/mo |
| Rank by rating | #4 of 5 | — |
| Public API | Yes | 3 of 4 offer one |
Is Xero right for you?
A good fit if…
- • You are small businesses & startups.
- • Your use case is startups.
- • Your use case is multi-user teams.
- • Your use case is app-heavy stacks.
- • Unlimited users matters to you.
Look elsewhere if…
- • Entry plan caps invoices would be a dealbreaker.
- • US payroll via partners would be a dealbreaker.
Frequently asked questions
How much does Xero cost?+
Xero starts at $20/mo. It is a paid product.
Does Xero have an API?+
Yes, Xero offers an API for integrations and automation.
Who is Xero best for?+
Xero is best suited for Small businesses & startups. Common use cases: startups, multi-user teams, app-heavy stacks.
Is Xero better than other accounting tools?+
Among the 5 accounting tools we track, Xero ranks #4 by rating (4.4/5 against a 4.4/5 category average).