Xero vs Zoho Books
Xero rates 4.4/5 and starts at $20/mo. Zoho Books rates 4.5/5 and starts at Free. Zoho Books is the cheaper entry point. Zoho Books is the higher rated. Only Zoho Books has a free tier.
Zoho Books rates higher (4.5/5 vs 4.4/5). Zoho Books is cheaper to start (Free vs $20/mo). Xero suits Small businesses & startups, while Zoho Books is aimed at SMBs & Zoho users.
Xero vs Zoho Books at a glance
| Measure | Xero | Zoho Books |
|---|---|---|
| Rating | 4.4/5 | 4.5/5 |
| Reviews | 8,700 | 4,100 |
| Starting price | $20/mo | Free |
| Free plan | No | Yes |
| Public API | Yes | Yes |
| Integrations listed here | 5 | 5 |
Feature & pricing comparison
Pricing side by side
Xero
Full pricing →| Plan | Price | Per year |
|---|---|---|
| Early | $20/mo | $240 |
| Growing | $47/mo | $564 |
| Established | $80/mo | $960 |
Zoho Books
Full pricing →| Plan | Price | Per year |
|---|---|---|
| Free | Free | — |
| Standard | $15/mo | $180 |
| Professional | $40/mo | $480 |
Which should you choose?
Choose Xero if…
- Unlimited users matters to you.
- Clean modern UI matters to you.
- Great app ecosystem matters to you.
- Best within Zoho ecosystem would be a problem.
Choose Zoho Books if…
- Excellent value matters to you.
- Free tier for small revenue matters to you.
- Deep automation matters to you.
- Entry plan caps invoices would be a problem.
Xero
Pros
- Unlimited users
- Clean modern UI
- Great app ecosystem
Cons
- Entry plan caps invoices
- US payroll via partners
Zoho Books
Pros
- Excellent value
- Free tier for small revenue
- Deep automation
Cons
- Best within Zoho ecosystem
- US payroll limited
Frequently asked questions
Is Xero better than Zoho Books?+
Zoho Books rates higher (4.5/5 vs 4.4/5). Zoho Books is cheaper to start (Free vs $20/mo). Xero suits Small businesses & startups, while Zoho Books is aimed at SMBs & Zoho users.
Which is cheaper, Xero or Zoho Books?+
Zoho Books — it starts at Free, versus $20/mo for Xero.
Do Xero or Zoho Books have a free plan?+
Zoho Books has a free tier; Xero does not (though trials may be available).
Which is better rated, Xero or Zoho Books?+
Zoho Books, at 4.5/5 across 4,100 reviews, versus 4.4/5 for Xero.
What is Xero best for, and what is Zoho Books best for?+
Xero is aimed at Small businesses & startups (startups, multi-user teams). Zoho Books is aimed at SMBs & Zoho users (budget SMBs, zoho ecosystem users).