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Xero Pricing

Xero is a paid tool starting at $20/mo. Here is every plan.

Early

$20/mo
  • 20 invoices/mo
  • Bank reconciliation
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Most popular

Growing

$47/mo
  • Unlimited invoices
  • Bulk reconcile
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Established

$80/mo
  • Multi-currency
  • Projects & expenses
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What to budget for

  • • Most plans are billed per seat — multiply by team size.
  • • Headline prices usually assume annual billing; monthly costs more.
  • • Premium support, extra storage, and API limits may be paid add-ons.

Frequently asked questions

How much does Xero cost?+

Xero starts at $20 per month and is a paid product. See the full plan breakdown above.

Does Xero have a free plan?+

Xero does not offer a permanently free plan, though trials may be available.

Are there hidden costs with Xero?+

Watch for per-seat pricing, annual-billing requirements, and paid add-ons that can raise the effective cost above the headline price.