Best Accounting Software

Bookkeeping and accounting software for invoicing, expenses, and financial reports.

Read our ranked guide: Best Accounting Software

We compare 5 accounting tools. FreshBooks is our top pick at 4.5/5 (from $19/mo). Entry pricing runs $19$35/mo, averaging $25/mo. 2 offer a free tier. 4 have a public API.

1FreshBooks logo
FreshBooks

Simple accounting built for freelancers

4.5(6,200)Paid

FreshBooks focuses on invoicing and time-tracking for freelancers and service businesses, with an exceptionally easy interface and strong client billing features.

$19/mo
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2Zoho Books logo
Zoho Books

Affordable accounting inside the Zoho suite

4.5(4,100)Freemium

Zoho Books delivers strong accounting at a low price and integrates tightly with the wider Zoho suite. A great-value pick, especially for existing Zoho users.

Free
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3QuickBooks Online logo
QuickBooks Online

The market-leading small-business accounting suite

4.4(18,900)Paid

QuickBooks Online is the dominant small-business accounting platform, with deep features for invoicing, expenses, payroll, and reporting, plus a huge accountant network.

$35/mo
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4Xero logo
Xero

Beautiful cloud accounting with unlimited users

4.4(8,700)Paid

Xero is a modern, design-forward accounting platform popular outside the US, with unlimited users on every plan and strong bank reconciliation and app ecosystem.

$20/mo
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5Wave logo
Wave

Free accounting & invoicing for tiny businesses

4.3(3,900)Freemium

Wave offers genuinely free accounting and invoicing, earning money on payments and payroll. The best pick for micro-businesses and side hustles on a budget.

Free
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Editor's choice
FreshBooks logo

FreshBooks

4.5(6,200)

Simple accounting built for freelancers

From $19/mo
Try FreshBooks

All accounting tools compared

#ToolStarts atRatingBest for
1FreshBooks
Simple accounting built for freelancers
$19/mo4.5/5Freelancers & service businesses
2Zoho Books
Affordable accounting inside the Zoho suite
Free4.5/5SMBs & Zoho users
3QuickBooks Online
The market-leading small-business accounting suite
$35/mo4.4/5Small businesses & accountants
4Xero
Beautiful cloud accounting with unlimited users
$20/mo4.4/5Small businesses & startups
5Wave
Free accounting & invoicing for tiny businesses
Free4.3/5Micro-businesses & freelancers

How to choose accounting tools

Best rated → FreshBooks

4.5/5 across 6,200 reviews. Very easy to use.

Best free option → Zoho Books

Has a genuine free tier, so you can test before spending.

Need an API → FreshBooks

4 of 5 here expose a public API for integrations and automation.

  • Check whether pricing is per seat — it multiplies with team size.
  • Headline prices usually assume annual billing; monthly costs more.
  • Start on a free tier or trial before committing to a year.
  • Confirm the integrations you already rely on are supported.

Popular comparisons in this category

Frequently asked questions

What is the best accounting tool option?+

FreshBooks is our top-rated pick, scoring 4.5/5 and starting at $19/mo. Very easy to use The best choice still depends on budget and team size — see the ranked list above.

How many accounting tools are compared here?+

We currently compare 5 accounting tools on pricing, features, and ratings, averaging 4.4/5.

Are there free accounting tools?+

Yes — 2 of the 5 here have a free tier: Zoho Books, Wave.

How much do accounting tools cost?+

Entry pricing here runs from $19/mo to $35/mo, averaging $25/mo. The cheapest paid option is FreshBooks at $19/mo.

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